Crush 22 of the Nutter Butter cookies, combine them with melted butter, and press the fine crumbs into the bottom of the dish.
Make the cream cheese layer by combining the cream cheese, powdered sugar, peanut butter, and Cool Whip in a mixing bowl.
Spread the cream cheese filling evenly over the cookie crust. Transfer to the freezer for 15 minutes.
In a mixing bowl, combine the instant pudding mix with whole milk and mix until thickened.
Fold in Cool Whip and start to spread the pudding mix layer evenly over the cream cheese layer. Place the baking dish into the freezer for another 15 minutes.
Gently spread the whipped topping over the pudding layer.
Sprinkle peanut butter chips, crushed Nutter Butter cookies, sliced bananas, and melted peanut butter over this dessert. Chill the dessert in the fridge before serving.